Collections dragging down your credit? Fight back with our DIY Collection Dispute Letter, a powerful, professionally written template created from years of hands-on credit repair success. Use it to demand debt validation, challenge inaccuracies, and negotiate removal the smart way.

✅ Based on real-world dispute wins

✅ Fully customizable

✅ Includes tips for follow-up

✅ Legally structured for compliance

Take control of collections—start with a letter that works.